MEET ROBIN.

Like you, I'm a healthcare professional—a physiotherapist, to be exact. I followed the traditional path: high school, undergrad, and post-grad studies.For over 13 years, I've worked alongside brilliant colleagues and dedicated myself to helping clients.

But over the years, I realized something was missing.

Our education system, while excellent at developing clinical skills, often neglects a crucial aspect of our well-being: financial literacy.

We're taught to prioritize our clients' needs, often at the expense of our own financial health.

We graduate with little knowledge of personal finance, investing, or building long-term wealth.

This realization sparked a passion in me.

I became an unconventional financial literacy educator, self-taught and driven to empower healthcare professionals like you.

Well, here’s a bit more of my story.

For years, I hadn't taken a single business, economics, or accounting course. My financial knowledge comes from years of self-education, networking, trial and error, and, yes, even failure. I'm still a passionate physiotherapist, but I've also discovered the freedom and fulfillment that comes with financial independence. I'm not just building a career; I'm building a life of choice and purpose.

To further enhance my ability to provide you with credible and informed guidance, I recently pursued and earned my Accredited Financial Counsellor of Canada (AFCC) certification. This was a deliberate step to deepen my knowledge and ensure I can offer the most valuable support on your financial journey.

Over the years in practice, I've noticed a common thread among healthcare professionals: a desire for financial security but a lack of resources to achieve it.

We're experts in our fields, but when it comes to personal finance, we're often left to navigate a complex landscape alone.

That's why I created this platform. I want to share the knowledge I've gained and empower you to take control of your financial future.

If you're ready to move beyond "hoping" for the best and start building a solid financial foundation, I'm here to guide you.

Traditional Education & Recognition

  • Queen’s University

  • McMaster University

  • McMaster Physiotherapy Program 2012-Present

  • May 2025

Non-Traditional Education & Failures

  • Entrusted someone with 4 years of my early investment, and didn’t lose any money, but had massive opportunity cost.

  • Seven years ago, I made a horrendous investment in hindsight. I received a very expensive tuition

  • Courses, webinars, seminars, conferences, summits, books, newsletters and coaching.

  • Physiotherapy, online education, short-term hospitality, profit sharing therapy, real estate holding and property management

What Makes Robin Different?

What sets me apart?

I'm not a financial guru with all the answers. I'm a fellow healthcare professional who's passionate about learning and sharing my journey to financial independence.

I'm not afraid to admit my mistakes, and I'm constantly seeking new knowledge and strategies. This allows me to provide you with relevant, up-to-date information and a relatable perspective.

My mission is twofold:

  • To empower you with the knowledge and tools to take control of your finances and achieve your goals.

  • To create a supportive community where you can learn from my experiences and avoid common pitfalls.

Together, we'll navigate the path to financial freedom, learning and growing along the way.

As Heard On

  • Jane

  • Washington Times

  • Forbes Vetted

  • Athlete's Care

  • Western University

  • University of Toronto

  • McMaster University

  • Embodia

    Embodia

  • PT Coffeecast

  • NF & L PA

  • P.E.I. PA

  • N.B PA

  • Bolton Physio

  • Foundation Physio

  • Mentorship Bootcamp

  • Nova Scotia Physiotherapy Association

    NSPA

  • Propel Physiotherapy

    Propel Physiotherapy

  • Alberta AP

  • Defy Sports Performance

    Defy Sports Performance

  • Queen's HBC

Testimonials

“Robin has a focused, systematic approach to teaching health care professionals about financial management. He works with you to identify your problem areas and then shows you the right tools needed to improve them. Robin is the right person to help you plan for your goals and success. ”

-Eric O. Physiotherapist, Clinic Owner

“I have taken Robin’s beginner course and have attended a few of his live webinars through Embodia and can easily say I have been able to come away with key action points that I have been able to incorporate into my day to day life. As a new grad PT I feel that this information is critical for everyone starting out. Financial literacy is simply not taught in our educational systems and Robin’s content helps to provide you the framework for financial independence.”

-Will H. Physiotherapist

“Robin is knowledgeable and has a real passion for learning about personal finance and investing in an evidence-based manner. He loves the fundamental concept of compounding and is always seeking ways to let assets do the hard work.

Most importantly, he’ll take the time to learn about you and offer genuine and personalized tips. “

Brian K. MD, PhD

“It was an absolute pleasure taking Robin’s courses through the Financially Fulfilled Physio website. Robin has done an excellent job of educating himself to a level that though he deems himself not an expert, is definitely worthy of that title. As Physios, we often are taught to be great caregivers to others, however, we can often neglect ourselves when it comes to planning for the future. Robin’s courses do an excellent job of covering an array of financial topics that will help you gain a broader perspective about how some simple game planning can make big changes for your financial future. These courses are a must take for any practitioner looking to set themselves up so they can have more time to live the life they want on their terms”

Dave Leyland, Owner, Coast Performance Rehab

“I am thankful to have stumbled on this course. Some background, I am just finishing my surgical training and beginning to climb out of debt and have some disposable income. I needed a course that laid out the foundations for me. This course delivered on that. I have since taken advantage of some one on one time with Robin which has further solidified some of the concepts and allowed me to take some tangible action towards my own financial situation. I am extremely grateful for that. Robin is clearly knowledgeable and very approachable which made the process worthwhile and seamless.”

Nick P, Surgical Resident, MD.

“After only working with Robin for 6 months, I have gained the knowledge to be able to direct my investments with a specific plan, and have successfully purchased our first investment property (which prior to working with Robin wasn’t even on our radar). Robin’s enthusiasm and passion for the topic is infectious and makes it easy to get passionate about planning for the future, and putting strategies into action. I have been able to utilize systems to plan for our future (for my wife and young daughter) that I didn’t even know existed, and I fully attribute those successes to working with Robin. If you are a health professional who is generally uneducated in financial literacy but want to start setting yourself up for the future, I strongly recommend working with Robin Valadares”.

Ben. M, Clinic Owner

“Before taking the beginner course, I found myself nervous and hesitant when it came to my personal finances. Many of the concepts that Robin covers off are not talked about through the traditional education process, and somehow we are just expected to “figure it out” as students or even as young professionals. The actionable goal setting, tax planning and investment strategies covered off are invaluable and have already allowed me to improve my financial/family future in a short period of time. All of the topics covered were relevant and presented in a clear way. I am very much looking forward to taking the intermediate course in the near future. Money well spent - Thank you Robin! “

Jordan V. MHK - Master of Human Kinetics in Sport Management; BPHE/BAH