Live Beginner Course

Adulting 101

We exit academia and enter the workforce ready to establish ourselves as physiotherapists. We have the entry-level knowledge and the soft skills to land us our first job. We get our first paycheck and decide to treat ourselves to a fancy meal, a nice outfit, and a memorable night out. Then we realize we have student and car loans to pay, rent to come up with, a house to save for, and taxes to account for, and we feel the social pressure to invest but have no clue where to start. This was my story, and I’ve devised a plan for how to live the life I want without exclusively trading my time for money

Date: TBD

Starting time: TBD- Evening or Weekends

Duration: ~3hrs (Including Q & A)

Clinical Team: Regent Health Centre

Location: In Clinic

After this course you should:

  1. Have a better understanding of why your mindset is your most important asset

  2. Determine what ‘retirement’ means to you and how to create goals to ‘retire’

  3. Understand the importance of compound interest, investing early and often

  4. Know basic financial/stock market/investment terms and concepts

  5. Why investing is the only way to combat inflation and grow your net worth

  6. How your income classification with affect your taxes, your expenses, and your bottom line

Topics will include:

  • Mindset, Budgeting and Goal Setting

  • Money and the Influence of Family and Friends

  • Financial Planning for ‘Retirement’

  • Compound Interest and Compound Good Will

  • The Canadian Dream- Case Study

  • Debts/Liabilities/Assets and Why It’s Crucial to Know the Difference

  • THINGS I WISH I HAD KNOWN EARLIER IN MY CAREER

  • Types of Income (Employee-Sole Proprietor-Corporation)

  • Stock Market Terms (Stocks, Bonds, Mutual Funds, ETFs)

  • TFSA/RRSP/Non Registered Funds

  • Spenders/Savers/Investors and How Inflation is Eroding Your Wealth

  • Credit Score- what it entails

  • Insight on Purchasing your first Home (FHSA, RRSP FHBP)

  • Actionable Steps (7 Step Savvy Saving System)