In today’s episode, I’m joined by Robin Valadares, a physical therapist and financial literacy educator with a passion for helping self-employed healthcare professionals—including acupuncturists—navigate their financial future.

After noticing the lack of financial education in most healthcare training, Robin took matters into his own hands, becoming self-taught in personal finance and earning his Accredited Financial Counsellor of Canada certification.

He’s dedicated to empowering self-employed healthcare professionals like physical therapists, chiropractors, and acupuncturists to build long-term wealth and financial independence.

In this conversation, Robin shares:

  • Actionable advice on debt strategies for acupuncturists

  • Why it’s essential to start saving for retirement—even if the contributions are small

  • His answer to the common debate: should you prioritize paying off debt or start saving for retirement first?

  • Ideas for diversifying your income for security

  • How to build a solid financial foundation

  • And more

This topic is so important for all self-employed people. I hope you find Robin’s perspectives incredibly helpful.

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