Real numbers. Real strategies. No fluff.
Personal finance for physios, doctors, dentists, and every clinician who lost their 20s to grad school. Written by a practicing physiotherapist + Certified Financial Counsellor — no commissions, no products to sell, no whole-life pitches.
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Leasing vs. Owning a Vehicle for Healthcare Professionals
Whether you’re commuting between clinics or driving to patient homes, your car is an essential tool. For healthcare professionals, the decision to lease or own has unique considerations.
Reevaluating Debt Repayment Strategies Amid Interest Rate Changes
Interest rates are still significantly higher than in recent years, which impacts how we should be thinking about debt repayment. For many, especially health professionals juggling both personal and business debt, this high-interest climate demands a serious rethink on how we approach debt.
We are drowning in Debt. Which generation carries the most?
Do you know which Canadian age group carries the most amount of debt? Or, could you tell me if mortgage debt tends to increase or decrease with age? How about this, true or false, credit card debt increases for Canadians as they age?
I broke down a recent article that takes a deep dive into Canadians’ financial situation. More specifically the article investigates how much and what kind of debt we carry, what age cohorts carry the most debt, and what kind of debt to expect to carry as we age.
Guide to Managing Student Loans: Strategies for U.S. and Canadian Healthcare Professionals
Tackling student loans might seem daunting, but it's like untangling a big knot—one step at a time. Remember “anything above zero, compounds”. Whether you're in the bustling cities of the U.S. or the scenic landscapes of Canada, being smart with your student loans can pave the way for a brighter financial future. This guide is packed with savvy strategies to help you understand your loans, find relief through forgiveness and repayment plans, and keep calm under the weight of debt
How to get out of DEBT fast!
Did you overspend over the holidays? Did you rack up credit card debt? Did you tap into your line of credit? Are you nervous about making your payments? Let me show you some strategies people have used to pay off their debt fast!